Tag Archives: Money

Money (11 of 11) What Is Our Responsibility Towards The Poor?

What Is Our Responsibility Towards The Poor?

Our responsibility towards the poor is to do whatever we can to help relieve their affliction. As believers, we are to have compassion for believers in need but also towards our neighbors—those whom we come across that are in need and we are able to help. We should consider the reasons for their situation and help accordingly.

Compassion For The Household Of Faith

  • The Bible teaches that an evidence of (or fruit of) true conversion is brotherly affection and love—meaning showing true compassion towards “the least of these my brethren” or other believers whatever their “rank” (especially those who suffer because of serving Jesus) and it is equal to doing it for Jesus Himself. This compassion should be evident within the body of Christ and we should be willing to care for each other. This compassion within the body of Christ includes: providing food for the hungry; providing drink for the thirsty; being hospitable to the homeless and foreigner; to clothe the unclothed; to check on the sick; to visit those in prison; to check on the fatherless (orphans) and widows in their affliction. We are to do good unto everyone, but especially unto them who are of the household of faith. We do this in love and our motivation for this love comes from Jesus laying down His life for us, thus we ought to lay down our lives for the believers.
    Matthew 25:31-46; Galatians 2:10; 6:10; James 1:22-27; 2:14-18; 2 Peter 1:3-15; 1 John 3:16-24; 1 Corinthians 13:3
  • God’s people have always been responsible to helping the poor and it has always been characteristic of one who loves and obeys God. The Israelites were commanded by God to give one-tenth of their agricultural produce for that year and store it up in their cities to feed the Levites, the strangers (foreigners), the fatherless children or orphans and the widows that lived in their cities. This was only to be done once every three years. Also, there were rules to govern how to make payment back to others who suffered loss in interpersonal relationships or to keep people from taking financial advantage of others or the poor. They would leave the corners of the field for the poor and stranger to glean freely. They were to “open their hands wide” to the poor and in certain situations they were to furnish others liberally from what God had blessed them with. The year of jubile (every fifty years) was instituted to liberate the people from all kinds of indebtedness and enslavement. This included property, indentured slaves, etc., and it helped moderate the economy and those with financial hardships.
    Exodus 22:1-17; 21-30; 23:3-6; 8-11; 16-19; 25-26; Leviticus 19:9-10; 25:1-55; Numbers 18:20-24; Deuteronomy 12:17-19; 14:22-29; 15:1-23; 26:10-16; Isaiah 58:6-10; Jeremiah 22:16

Compassion For Our Neighbors

  • The Bible says that we are to love God with all thy heart, soul, strength and mind, and we are to love our neighbour as ourselves. A man asked Jesus, “Who is my neighbour?” Jesus responds by telling a parable about a man who ran into thieves who stole his clothes and injure him to the point of almost being dead. Two men passed by the man and didn’t help him but one man had compassion on him by immediately helping the man’s physical condition, taking the man to an inn and caring for him and paying the cost for his immediate and continual care until he recovered. Jesus then tells them “Go, and do thou likewise.” Believers have a responsibility to show compassion to all in need. To be compassionate is to be generous and we shouldn’t just be generous to those who can be generous back to us, but we should purposely be generous to those who can’t be generous back to us. Nor should we have respect of persons based on status: rich/poor.
    Luke 10:25-37; Luke 14:12-14; James 2:1-13
  • Being poor means lacking the wealth (money and possessions) needed to live at the normal standard of your community (this has varying levels) with the destitute being those without the basic necessities of life (this is the lowest of the levels). The poor will always be in the world. There are legitimate and illegitimate reason for a person being poor. Our responsibility to care for the poor is towards those who reasons are legitimate, such as: victims of some kind of affliction; an inability to work because of a handicap; the result of a natural disaster; famine; being orphaned, etc. As believers, we are to help those within our communities that are poor or destitute as we are able to—meaning we use our wealth (money and possessions) to show compassion on them. The Proverbs gives us many principles concerning the care for the poor:
    Deuteronomy 15:11; Mark 14:7
  • The righteous are aware of the “the cause of the poor”—meaning the just treatment due to the poor (by God’s command), but the wicked is not concerned with it. If we despise our neighbors we sin, but if we show mercy on the poor we are happy and blessed. We are to have a bountiful eye and give from our own food to those in need.
    Proverbs 14:21, 31; 22:9; 29:7; 31:9
  • When we show gracious kindness to the poor we know that we are lending to God and He will repay. We don’t have to worry about becoming poor becomes we give to the poor, we are promised to that we “shall not lack” but whoever closes their eyes to the needs of the poor “have many a curse” or afflictions.
    Proverbs 19:17; 21:13; 28:27
  • If we oppress the poor we reproach or insult our Maker—the God who created the heavens and earth, the God who created us. But if we honor God, we will have mercy on the poor. Therefore, honoring God means actively caring for the poor and destitute.
    Proverbs 14:31; 17:5; 22:2
  • There are also “illegitimate reason” for a person being poor—meaning our responsibility to care for the poor isn’t towards those who reasons are illegitimate, such as: laziness or negligence; overindulgence in pleasure; borrowing money or debt; selfish and oppressive decisions against God, etc. These are all decisions that a person makes and their “state of being poor” is a consequence of their wrong decisions. The person is reaping what they sowed. This person should be exhorted to repent and correct the situation. If the person is willing to be restored, then we should be willing to help them accordingly.
    Proverbs 10:4; 19:15; 21:17; 20:4; 22:7; 22:16; 22:22-23; 24:30-34;
  • Exhort to work: The Bible says, “If any would not work, neither should he eat.” Therefore, if they are undisciplined, irresponsible, able but unwilling to spend any time working to earn money then they should be exhorted to work to fix their situation (especially if they are a believer). If they don’t obey the Bible’s command to work, then they should be noted and avoided—meaning other believers shouldn’t have anything to do with them, hoping, they will repent and be restored.
    2 Thessalonians 3:6-15; Proverbs 16:26
  • Consider a person’s reason for their current situation and respond with the proper type of compassion and help. We don’t want to “enable” wrong behavior, nor do we want to ignore the needs of the poor, thus if the situation is uncertain, it is better to be considerate than inconsiderate. It might be wise to have a process to determine who is really without resources, just like that of determining who is a true widow in need.
    1 Timothy 5:3-6

Review Questions

  • What does compassion for the household of faith mean?
  • What are some Old Testament examples?
  • What does compassion for our neighbors mean?
  • What are legitimate and illegitimate reasons for being poor?
  • Are you fulfilling your responsibility towards the poor?

Money (10 of 11) Why Should A Church Financially Support A Pastor?

Why Should A Church Financially Support A Pastor?

A church should financially support a pastor so he can be fully engaged in ministry. A pastor has the right to be supported by those he ministers to. Thus, the church should be willing to generously give to financially support their pastor if he is worthy of support.
Acts 6:1-8

Pastors Should Be Financially Supported

  • Paul uses his unique position as an apostle to help illustrate that even though all things are lawful not everything edifies. One of the evidences of Paul’s apostleship was the fact that the church in Corinth existed because of his preaching and work among them. He then goes on asking more rhetorical questions to show that he also has the right to be financially supported (power to eat and to drink) and to be married (power to lead about a sister, a wife). He wanted them to know that he has the right to refrain from working for a living because He is a minister of the gospel and thus has the full right to receive his “living” from the churches he is ministering in. The principle is: you should earn your living from your work.
    1 Corinthians 9:1-6; 10:23
  • Examples from life: He shows this principle is a normal pattern in life: (1) a soldier who goes to war doesn’t do it at his own expense; (2) a farmer who plants a vineyard also eats of the fruit from it; (3) a shepherd who tends to and feeds a flock also eats of the milk from the flock.
    1 Corinthians 9:7; 2 Timothy 2:1-7
  • Example from the law of Moses: Then he show that a part of the law about “oxen” was actually written for our sakes and not just for the concern of oxen. He says, “Thou shalt not muzzle the mouth of the ox that treadeth out the corn.” An ox would either pull a threshing sledge or trample over stalks of corn and they were not to muzzle its mouth so that it couldn’t eat, but allow it to eat as it worked. Paul continues to apply this saying that it was written to teach us that we should plow and thresh “in hope” so we can be partakers of this hope. Thus, a pastor works in the church “in hope” by sowing spiritual things, hoping to reap material things for his livelihood.
    1 Corinthians 9:7-11; Deuteronomy 25:4
  • Examples from the temple: Next, he points to those who worked in the temple to “minister about holy things” also lived of the things of the temple and those that served at the altar also partook from the sacrificial offerings of the altar.
    1 Corinthians 9:13 (Compare: Genesis 2:15 to Numbers 3:7-8; 18:7 and the words “dress” and “keep”.)
  • Example from Jesus: Finally, Paul says that even the Lord Jesus has ordained that, “They which preach the gospel should live of the gospel”—meaning that full-time ministers of the gospel should earn their living or have a right to be financially supported by this “gospel-work” alone.
    1 Corinthians 9:14
  • But Paul didn’t exercise his right to receive financial support from the church at Corinth (and Thessalonica). Instead he worked as a tentmaker and would minister every sabbath (and most likely other times). He did this because he didn’t want to hinder the gospel of Christ by people thinking he was financially motivated while He was “in the regions of Achaia.” Also, it allowed him to undermine his opponents, the false teachers, who were claiming they had the same authority as Paul and were greedily seeking money for their “false ministries.” But eventually Paul became poor enough to need help from others. Silas and Timothy came from Macedonia giving him money from the church(s) at Philippi or those in the region (even though they weren’t receiving direct ministry from Paul at this time). So while Paul was at Corinth He did receive support from other churches and this allowed him to become fully engaged in testifying that Jesus was the Christ.
    1 Corinthians 4:11-12; 9:12; 2 Corinthians 11:7-15; Philippians 4:15-20; Acts 18:1-5; (1 Thessalonians 2:9)
  • Paul’s motivation for ministry was because “necessity” was laid upon him and that a “dispensation of the gospel” was committed to him—meaning the task of preaching the gospel was entrusted to him and thus his reward was that he could boast that he preached “the gospel of Christ without charge.” He also exemplified that believers should work hard, help the weak and remember the words of the Lord Jesus, “It is more blessed to give than to receive.”
    1 Corinthians 9:15-18; Acts 20:32-35; (2 Thessalonians 3:6-9)
  • In response to what seems to be a charge against Paul, he asked the church at Corinth in what were they inferior or less fortunate than other churches. The only thing was that he himself was not “burdensome”—meaning he did not freeload off of them. He ironically but sincerely asked for their forgiveness if they were offended by this, but continues to stand by his decision not to accept financial support from them because of his original reasons and also affectionally explains He is their spiritual father and was willing to spend and be spend for their souls—he didn’t want what was theirs but he wanted them. He didn’t want money to change their relationship.
    2 Corinthians 12:11-18
  • After Paul finished teaching the Galatians that we are to help cary the heavy burdens of others as we carry the load of our own personal responsibilities that God has given us individually, he continues to encourage that there is teamwork and fellowship that takes place between believers. One of the areas where there should be sharing is between the “teachers of the word” and the “learners of the word”—all believers should fall into this category because every believer should be in a local church under the guidance of its leadership. The learners should share (communicate) their financial means (all good things) to support the teacher so that he can do his work full-time (help guard against false teaching). This is a fellowship that benefits both sides. The teacher will have adequate time to study and teach the word, while the learner benefits from the teaching. This could also indicate serving where it is needed so that the teachers have enough time to study, pray and teach the Bible. God wants full-time pastors—teachers of the word.
    Galatians 6:6

How Much Financial Support Should A Pastor Receive?

  • Paul tells timothy the elders—(pastors who oversee an assembly of Christian believers) that rule well—(pastors who fulfill their roles in a good and satisfactory way that meets the high standards of the Bible’s requirements) be counted worthy of double honour—(receive twice as great the compensation), especially they who labour (particularly those who work very hard) in the word (preaching) and doctrine (teaching). Paul then quotes scripture to prove his points:
    1 Timothy 5:17-18; (1 Thessalonians 5:12-13; Hebrews 13:7, 17)
  • First, he applies part of the law from the Old Testament saying, “Thou shalt not muzzle the ox that treadeth out the corn.”—meaning a pastor can partake from his ministry.
    1 Timothy 5:18a; Deuteronomy 25:4
  • Second, he quotes Jesus in the New Testament as saying, “The labourer is worthy of his reward.”—meaning a pastor who ministers is deserving of financial support.
    1 Timothy 5:18b; Luke 10:7

Review Questions

  • Does a pastor have a right to be financially supported by the church he leads?
  • What are the four examples that Paul used?
  • Did Paul exercise his right to receive financial support at Corinth? Why?
  • What two scriptures does Paul use to prove his points?
  • Are you giving to help support your pastor?

Money (9 of 11) What Is The New Testament Paradigm for Giving?

What Is The New Testament Paradigm for Giving?

The New Testament paradigm for giving is that of generous grace giving—meaning that believers are to give freewill offerings to supply the needs of the church and its outreach to the community (including the poor) and the world—to accomplish its mission here on earth. Giving is a Christian virtue or grace that all believers are to abound in.
2 Corinthians 8:7

The Paradigm Of Generous Grace Giving

  • The local church started with Jesus and His disciples, and it was established when they received and were filled by the Holy Spirit on the day of Pentecost. Pentecost was part of the “festival of weeks” in which the Israelites were required to come to Jerusalem. So when Peter preached His sermon at Pentecost there were many people present to hear it and they “added unto them about three thousand souls.” Also, “the Lord added to the church daily such as should be saved.” Presumably, many of those who became believers that day were living away from home and, understandably, they wanted to continued steadfastly in all they were learning about Jesus. Thus, as the church was in its infancy and having a great need before them, the believers sold their possessions and goods, and then distributed the proceeds to anyone who had a need, so that all who believed had all things in common. Through Acts, this becomes characteristic of the church, that is: generous grace giving.
    Acts 2:44-45; 4:32-37; 9:36, 39; 10:4; 17:9-10; 21:23-25
  • As the church continues to grow and spread, the giving within the church (as presented in the rest of the New Testament) doesn’t fit the Old Testament patterns of the four different “tithes,” but it does resemble the freewill offerings to the Lord. These offerings are characterized by: (1) giving with a willing heart; (2) giving to God and for His work; (3) giving according to what a person had and what they wanted to give; (4) giving was done by expressing great joy before the Lord; (5) giving expecting it would be blessed by God.
    Exodus 25:1-9; 35:4-9, 20-29; 36:1-7; Deuteronomy 16:9-12, 16-17; 1 Chronicles 29:6-9; Proverbs: 3:9-10; 11:24
  • The believers and the church at Jerusalem exemplified generous grace giving in there specific situation, but they eventually suffered “great persecution” and there was a great famine throughout all the world. They became in great need financially. Believer’s from Galatia, Macedonia, Achaia determined to send relief unto the believers in Judaea/Jerusalem to help meet their needs. From these examples, we can learn principles about how God wants us to meet needs through generous grace giving. Today, believers should continue to grow in this Christian virtue of giving. First, we give ourselves to God—meaning we make a personal commitment of our lives to God. Second, we earnestly desire to give generously as we have opportunity because of the grace of God in our lives and strive to abound in this area, knowing: “It is more blessed to give than to receive.”
    Acts 8:1; 11:25-30; 20:4, 35; 24:17; Romans 15:25; Galatians 2:9-10; 1 Corinthians 16:1; 2 Corinthians 8:4-7

Principles Of Generous Grace Giving

  • Giving should be complementary—the spiritual and material workings within the church should be characterized by “equality” or “balance”. This means things should be equally sufficient or that one’s abundance in an area meets the needs of another where he is lacking in that area and vice versa. For example, at this time the Corinthian church (Gentiles) could financially help the Jerusalem church (Jews) and the Jerusalem church (Jews) could spiritually help the Corinthian church (Gentiles). This principle also overflows into pastors having the privilege to work in the ministry full-time and to be supported by the church, thus refraining from working for a living outside of their ministry. They sow “spiritual things” among the people they are ministering to, thus in return they have the right to reap “material things” from them.
    2 Corinthians 8:13-15; Romans 15:27; (1 Corinthians 9:1-18; 1 Timothy 5:17-18; Galatians 6:6)
  • Giving should be proportional—the amount we are to give should be: (1) within our financial ability and how God has prospered us—meaning our ability to give is based on what we have (if we have much, we give much; if we have little, we give little). This also means there is no required amount that we are to give, but it is proportional to what we are able to financially give within our means; (2) beyond our financial ability—meaning we are to make sacrifices so that we can give more than what would be comfortable. (3) below our financial ability—meaning we are able to give more than we are but we don’t.
    Acts 11:29; 1 Corinthians 16:2b; 2 Corinthians 8:1-3; 1 Timothy 6:17-19
  • Giving should be regular—the process of giving should be routine or have a pattern to follow so that we can excel in our giving. Paul told the church at Corinth to store up the amount they were to give every Sunday (this amount could be different each week based on their occupation etc). This way the collection of money they were going to give to the church at Jerusalem would be ready and there wouldn’t be any last minute pressure on the church to give (often results in giving little). We might be very eager and enthusiastic to give but we have to be intentional about our preparation and execution to give so that it can be done joyfully and generously and not covetousness or have to be coerced.
    1 Corinthians 16:2a; 2 Corinthians 9:1-5; 2 Corinthians 8:10-12
  • Giving should be cheerful—the process of giving should be a delight or joy and not a burden. Everyone must give as they purpose in their hearts. It is a privilege and not an obligation. It should be voluntary and not involuntary. It should be deliberate and not impulsive. Thus, we need to have the following motivations when giving: (1) To emulate Jesus—He was rich but became poor for us that we might be made rich. (2) To trust in God’s abundant provision—if we sow sparingly we will reap sparingly, but if we sow bountifully we will reap bountifully—meaning there are temporal and eternal rewards for giving based on how we give. (3) To glorify God—God loves a cheerful giver and we want to please Him—thus we don’t give grudgingly or with a sad heart, nor because we are forced to, but because we want to worship God. (4) To testify of grace—our giving gives evidence of the exceeding grace of God in us and our confession of the gospel of Christ; (5) To give thanksgiving to God—many people will give thanks to God because of our giving just like we have given thanks unto God for His unspeakable gift—salvation by grace through faith in Jesus alone.
    2 Corinthians 8:8-9; 9:6-15; Romans 15:26-29; Hebrews 13:15-16; (John 10:18; Romans 8:32)
  • Giving should be honest—the process of dealing with money that is given through the church needs to be done in a way that is accountable so that it can be done with honesty before God and men. When they were going to send the money to Jerusalem, the churches chose people they judged to be commendable to deliver the money so there would be no reason for criticism. Also, we should be honest personally—meaning that we shouldn’t be deceptive about how much we give or give just to be praised by others. We should strive to be honest in all financial matters.
    1 Corinthians 16:3-4; 2 Corinthians 8:16-24; Acts 5:1-11; Matthew 6:1-4

Review Questions

  • What did giving look like at the establishment of the church?
  • Does the giving in the church look like the Old Testament tithes or freewill offerings?
  • What are five principles of generous grace giving?
  • What are five motivations for giving cheerfully?
  • Are you excelling in the Christian virtue of giving?

Money (8 of 11) What Is The Biblical Understanding Of Tithing?

What Is The Biblical Understanding Of Tithing?

The Biblical understanding of tithing is that God commanded the children of Israel to give multiple “one-tenths” of their agricultural produce and/or livestock as a way to support the Levites, celebrate festivals, to help others in need and worship God. Ultimately, the multiple tithes were fulfilled in Jesus and believers have a new paradigm for giving.

The Misconception Of “The Tithe Offering”

  • The “tithe” in the Bible is often misrepresented and therefore leads to a misunderstanding about the responsibility of a believer and how God has planned for him to be a giver. The definition about tithing that has led many to misunderstand it is: “Tithing is a required universal offering by which you give a total of only one-tenth of all your income to God”. This is an oversimplification and wrong definition of the “tithe” that is found in the Bible because: (1) the Bible presents more than one type of tithe; (2) the requirements for these are specific and not just based on a person’s income; (3) the total amount given of these comprised more than one-tenth when added together (even though the word “tithe” means one-tenth); (4) it is never commanded as a universal obligation for all people for all times but for a specific people for a specific time.
  • The Bible describes four different tithes that were commanded in the law of Moses. We need to examine each of these “tithes” to consider: (1) who was the giver; (2) what were they to give; (3) where was the gift to be given; (4) why were they to give; (5) when were they required to give.
  • The Levitical Tithe—The Israelites were commanded by God to give one-tenth of their seed or fruit and every tenth animal from their herd or flock to the children of Levi in return for their service that they did in the tabernacle of the congregation. They were to give this tithe when their crops were harvested and as their livestock increased accordingly.
    Numbers 18:21-24; Leviticus 27:30-33
  • The Priestly Tithe—The Levites, who were the priest, were commanded by God to give one-tenth from the Levitical tithe that they received from the Israelites as a heave offering for the Lord.
    Numbers 18:25-32
  • The Festival Tithe—The Israelites were commanded by God to give one-tenth of their “increase from the field” including the firstlings of their livestock to celebrate their festivals (i.e., passover, tabernacles, weeks). They were to do this once a year and bring this tithe to “the place which He shall choose to place His name” or Jerusalem to learn to fear the Lord their God always. If you couldn’t take the stuff to Jerusalem, then you could sell the tithe of the crops and livestock so that you have money and then take the money to Jerusalem and buy what you needed to celebrate the festivals with your family.
    Deuteronomy 14:22-27; 16:16 (Exodus 23:14-17; Leviticus 23:1-44; Deuteronomy 16:1-17)
  • The Charity Tithe—The Israelites were commanded by God to give one-tenth of their agricultural produce for that year and store it up in their cities to feed the Levites, the strangers (foreigners), the fatherless children or orphans and the widows that lived in their cities. This was only to be done once every three years. In response to this tithe the Lord said He would bless them in all the work of their hands that they do.
    Deuteronomy 14:28-29; 26:12-15
  • The Sabbatical Year—The Israelites were commanded by God to let the land rest for one year, meaning they weren’t allowed to sow or gather in their crop, thus possibly excusing the need for the tithe in this year. This was only to be done once every seven years. The natural crop that grew could be taken for food by anyone and God would bless the sixth year’s harvest to produce a crop sufficient for three years for them.
    Exodus 23:10-11; Leviticus 25:1-7; 17-23
  • What was the total amount that an Israelite was required to give through the different tithes? This is actually impossible to calculate because: (1) it is “possible” their agricultural produce and livestock were only subject to the tithes and not their entire income i.e. money earned like a fisherman or carpenter; (2) they were only required to give every tenth animal from their livestocks, so this would be a different percentage based on how many animals you had at the time i.e. you only have to give one cow if you have fifteen (6.6%). Therefore, the best estimate that we can see from the Bible’s tithing requirements was that they gave around 20% of their agricultural produce and livestock every year but gave around 30% every third year because of the added charity tithe. Thus, it doesn’t seem that 10% was ever a total amount they gave—it was always more. Finally, we must remember that there were still other offerings that were obligatory and voluntary that the Israelites were to give (i.e., burnt offerings, peace offerings, sin offerings, trespass offerings, meal or meat offerings, heave offerings—although some might be included within the tithes).

The Different Tithes Before And After The Law

  • Before the law of Moses there is no command concerning tithing—nor any examples of the levitical, priestly, festival, or charity tithes. But there are two examples of people giving one-tenth (both are descriptive and not prescriptive). First, Abraham gave away 100% of the goods seized in his military victory, giving 10% to Melchizedek who was king of Salem and the priest of the most high God, and then giving a portion to the men who went with him and finally giving the rest to the king of Sodom. Second, Jacob promised to give one-tenth to God of all that God gave him when the conditions of the vow were fulfilled.
    Genesis 14:17-24; 28:18-22
  • After the law of Moses was fulfilled in Jesus, there is no command concerning tithing—nor any examples of the levitical, priestly, festival, or charity tithes because each have been fulfilled in the New Testament and are no longer necessary. Instead, we are given a new paradigm for giving. Also, the only time the “tithe” is mentioned in the New Testament is when Jesus is rebuking the scribes and Pharisees, He is telling a parable or when it is referenced in an Old Testament story (all are descriptive and not prescriptive).
    Matthew 23:23-24; Luke 18:9-14; Hebrews 7:1-10 (Matthew 5:17-20; Romans 10:4; Colossians 2:16-23; Ephesians 2:11-22)

Principals Learned From The Different Tithes

  • Even though the four tithes are no longer binding on believers living under grace like they were for the Israelites living under the law, we can learn the following principals from them: (1) God wants His people to support those who serve Him full-time; (2) those who receive this support should also be givers and not just takers; (3) we should use our money to worship God and lead our families to worship God; (4) God wants His people to care and proved for those in need especially the poor and marginalized.
  • As believers, we live by faith and grow in our knowledge of the Bible. We allow the Bible to change our conscience and preconceived ideas. Not every believer understands these truths concerning the tithes or some may even disagree with these conclusions. Either way, we should not judge or despise each other. Thus, in an effort to not offend others it is “recommended” that giving should be at least one-tenth of your income if you can do so by faith and with an attitude of “giving God thanks”—because no one disagrees with giving 10% or more to God, the contention is always on the minimum.
    Romans 14:1-23; 1 Corinthians 8:7-13

Review Questions

  • How many tithes are commanded in the Old Testament?
  • What are the different tithes?
  • What was the total amount of all the tithes?
  • Was their required tithing before and after the law?
  • What are principles we learn from the different tithes?

Money (7 of 11) What Are Wise Ways To Handle Money?

What Are Wise Ways To Handle Money?

Wise ways to handle money means that by biblical “understanding and knowledge” we give generously, save reasonably and spend strategically.

Generous Giving

  • “Giving” is freely transferring a portion of our money or possession to someone else for their benefit. The dangers of wealth is becoming high-minded and trusting in our money and possessions instead of God. To guard against this, we are to first give ourselves to God and trust in Him above all else and, secondly, do good to others and being “rich in good works”—which includes willingly and generously giving and sharing our wealth.
    1 Timothy 6:17-19; Matthew 5:23-24; 6:1-4; 26:6-13
  • The blessing of giving—we can’t out give God. There are two main blessings we can partake in from giving: (1) For with the measure we give, in the same way it will be measured back to us again or we will reap what we sow—meaning that God will supply all our needs as we are obedient to Him. (2) Fruit will abound to our accounts—meaning as we use our money and possessions to support God’s work in this world we are laying up for ourselves treasure in heaven. For example, if you give to support a preacher of the gospel and someone gets saved through his ministry, then you partake in that fruit too.
    Proverbs 19:17; Luke 6:38; 2 Corinthians 9:6; Philippians 4:17-19; Matthew 6:19-21
  • The Biblical understanding of tithing—that God commanded the children of Israel to give multiple “one-tenths” of their agricultural produce and/or livestock as a way to support the Levites, celebrate festivals, to help others in need and worship God—has been fulfilled in Jesus and does not apply to believers today. One of the great dangers of misunderstanding the “tithe” is believing that God only owns 10% of your income and you get to own the remaining 90% and use it as you desire. On the contrary, God owns 100% of everything we have, including all of our income, and we are to be faithful stewards.
    (Matthew 5:17-20; Romans 10:4; Colossians 2:16-23; Ephesians 2:11-22)
  • The New Testament paradigm for giving is generous grace giving. This resembles the Old Testament freewill offerings. Its principles are as follows: complementary—a balance between the spiritual and material workings within the church; proportional—the amount given is “within” and sacrificially “beyond” our financial ability; regular—a pattern to follow so that we can excel in our giving; cheerful—a joy because it is a privilege and not an obligation; honest—the process of dealing with money that is given through the church needs to be done in a way that is accountable so there would be no reason for criticism.
    2 Corinthians 8:1-3; 8-24; 9:1-15; 1 Corinthians 16:2-4
  • Making giving a priority—choosing to give first. Giving goes against our sinful nature of selfishness, but believers are to be selfless and generous givers. Thus it seems wise to make giving a financial priority. This means as God prospers us (as we receive our salaries etc) we should first take a portion of it and give it or lay it aside so that it can be given when needed. This protects against spending everything and having nothing left to give or only having a little left over to give. Giving to God should be a priority.
    1 Corinthians 16:2
  • Question: “How much should we give?”—this seems to be a question that many believers ask, but it can’t be answered with a percentage or specific amount because the Bible doesn’t permit us to do so. Everyone must give as they purpose in their hearts. But also we know that God wants us to be generous—and generosity is not measured by “how much you give” but by “how much you have left over” after you give. Jesus told His disciples that a poor widow who put “two mites” into the offering box had given more than all the rich people who put money into the offering box because she gave “all her living” and they only gave out of their “abundance.”
    Mark 12:41-44; 2 Corinthians 9:7

Reasonable Savings

  • “Saving” is setting aside a reasonable portion of money or possessions for future use. This allows a person to have resources in the future when they are needed for foreseen or unforeseen reasons. The Bible teaches that it is wise to have “savings” and foolish to “devour”  everything that we have so there is nothing left. It even tells us to look to the ant to know how to plan ahead in a responsible manner—for an ant prepares and gathers its food in the summer and harvest because it knows that winter is coming.
    Proverbs 6:6-11; 21:20; Genesis 41:25-57
  • Hoarding is stockpiling away unreasonable or large portions of money or possessions for future use. This is usually motivated by: (1) greed—we are wanting to build great wealth for ourselves at the expense of others; (2) fear—we are fearful about the future and we start building a great reserve incase of a shortage or emergency; (3) selfishness—we don’t want to have to trust in God for our continued provision, so we accumulate enough so that we don’t have to daily rely on God. Whatever the motivation, hoarding usually leads us to breaking the great commands of loving God and loving others.
    Proverbs 11:28; Luke 12:16-21; James 5:1-6; Exodus 16:16-20
  • Question: “How much should we save?”—there seems to be a balance or tension in scripture about what is reasonable and unreasonable “savings”. Thus, we need to evaluate our motivation about our savings. When we are considering how much to save (including retirement and insurance), we should ask the following questions: What is my motivation for doing this? Does this prevent me from seeking first the kingdom of God and His righteousness? Does this prevent me from loving others like myself? Is there a better investment of this money or possession? Am I avoiding today’s “known needs” to provide for tomorrow’s “unknown needs”? Is this rooted in greed, fear or selfishness?
    Matthew 6:25-34; 22:36-40; Haggai 1:1-11; Isaiah 30:1-2; Deuteronomy 8:13-14

Strategic Spending

  • “Spending” is using money or possessions for current use. The Bible expects us to use the money that we obtain to provide for ourselves and our relatives. We are to be content in God and enjoy the things He blesses us with. We are allowed to purchase possessions for our needs and enjoyment. This spending also includes paying taxes to the government as required, distributing to the necessity of saints and showing hospitality.
    1 Timothy 5:8; 6:17; Ecclesiastes 5:18-20; Romans 12:13; Romans 13:1-7; 1 Peter 4:9; Matthew 17:24-27; 22:15-22
  • If the Bible instructs us to provide for our families, be generous givers, save a reasonable amount and not go into debt, then we need a wise financial plan or a budget. A budget is an estimate of our income and expenditures that we wisely plan in advance so that we can: (1) live within our means—reduce the chance of making unwise decision and going into debt (or a plan to get out of debt); (2) live a strategic lifestyle—meaning limiting our lifestyle to a certain “amount” and not living above it, even if our income allows, so that we can maximize our giving potential.
    Proverbs 24:3-4
  • Question: “How much should we spend?”—as believers, we don’t live for this world, but for the world to come, thus when we spend money we need to ask several questions: Will owning this be a hinderance to me? Will owning this steal too much of my time maintaining it? Will spending money in this way prevent me from helping someone I know in need? Am I deceiving myself by trying to rationalize this purchase?

Review Questions

  • How should we give?
  • Should giving be a priority?
  • What is the difference between saving and hoarding?
  • What does strategic spending or lifestyle mean?
  • How much should we give, save and spend?

Money (6 of 11) What Is The Biblical Method To Obtain Money?

What Is The Biblical Method To Obtain Money?

The biblical method to obtain money is work. God has designed mankind to work in order to provide a living for themselves and their families. Believers should diligently work hard as unto the Lord and avoid the dangers of obtaining money by those means that appeal to our sinful and greedy desires to be rich.

Work Is The Way To Obtain Money

  • God has designed mankind to work. It was part of the “goodness” of His creation. He created a garden and placed Adam (the first man) in it “to dress it and to keep it.” He created man to work. Adam was expected to exert physical and mental effort to maintain the garden. Adam was also granted to partake of the vegetation as food (at this time all mankind and animals were vegetarians). Therefore, work should be a normal way of life.
    Genesis 1:29-30; 2:8-17
  • Everyone needs food, clothing, etc., to live or they need to earn money to exchange for these necessities. Work is the primary way for us to earn these necessities or the money to purchase them. The Bible presents two kinds of people: a person who is inclined to work and a person who is disinclined to work. They have two very different outcomes. The person who works is “better off” because he will profit and be satisfied with honest gains. The person who doesn’t work is “worse off” because he lacks understanding and ends up with nothing. This type of person desires to have money, chases vain pursuits of money, talks about ways to get money, boasts about his own greatness but he is poor in reality. Therefore, work is the normal way of life to earn money.
    Proverbs 10:4; 12:9-11; 13:4; 14:23; 20:4
  • As believers, we are to work with our “own hands”—meaning that we shouldn’t avoid work and take advantage of the generosity of rich believers (or others, government, etc.), but we should earn a living for ourselves and families. All believers have the responsibility to exert physical and mental effort to obtain money so that they can provide for their own families. Hard work, continually increasing in brotherly love, aspiring to live peaceably and minding our own affairs—allows us to “walk honestly” or live in an honorable way towards unbelievers. Therefore, hard and honest work is a part of our Christian testimony.
    1 Thessalonians 4:9-12; 1 Timothy 5:8
  • Believers who refuse to diligently work to earn money are being disobedient to the biblical tradition as laid out in the Bible and commanded by Paul. Paul reminds us that, “If any would not work, neither should he eat.” In the church of the Thessalonians, there were believers that were exploiting the generosity of other believers. They were characterized by the following: “walking disorderly”—meaning they were undisciplined and irresponsible; “working not at all”—meaning they didn’t spend any time working to earn money; “busybodies”—meaning they spent their time meddling or interfering in the lives of others. Believers who have these characteristics should be exhorted to work peaceably and become financially independent. If they don’t obey the Bible’s command to work, then they should be noted and avoided—meaning, in brotherly love, other believers shouldn’t have anything to do with them, hoping, they will repent and be restored.
    2 Thessalonians 3:6-15
  • Believers are commanded to have a strong work ethic—to work with all our might. We are not to be dishonest, like stealing for gain, but instead we are to do “honest work” and be willing to give to those who are in need. Our motivation is rooted in the fear of God. He is our ultimate employer. Therefore, whatever we do, we work heartily, as for the Lord, knowing that we will receive the inheritance from God as our reward.
    Ecclesiastes 9:10; Ephesians 4:28; Colossians 3:22-24

Dangerous Ways To Obtain Money

  • Schemes—devious systematic plans that promise to make you rich quick with a minimal amount of work required. The dangers of these schemes should be obvious to us but we often overlook them because they appeal to our “desire to be rich” or greed. This greed temps us to do wrong, traps us, and leads us to many other foolish and hurtful lusts. These get rich quick schemes are dangerous because: (1) they avoid honest, faithful, and hard work instead of promoting it; (2) they make riches the goal instead of honoring God; (3) they promote rushing to get rich—but the Bible says this type of person will not go unpunished.
    1 Timothy 6:9-10; Proverbs 28:20
  • Gambling—paying money to play a game for a chance (often very small) to win a large amount of money in return. The reason we gamble is because we “desire to be rich” quick instead of diligently working and gathering little by little. This too avoids the biblical tradition and spends money on “chance” to earn more money instead of work. This is dangerous because it misplaces our priorities and mostly leads to poverty.
    Proverbs 13:11; 21:5
  • Borrowing—an agreement to take and use money from someone else with the intention of eventually paying it back according to the terms agreed upon. The reason we have to go into debt is because there is something that we want/need now but we don’t have enough money to buy it now (thus obtaining money that we haven’t earned yet). Therefore, instead of working hard and saving up money for it, we borrow money from a lender. The motivation for this often comes from that same “desire to be rich” or greed within us, thus leading us down a dangerous path. One of the greatest dangers of debt is that “the borrower is servant to the lender”—meaning the borrower looses a certain amount of freedom over his income and decisions because he has bound himself to the lender until his debt is repaid. As believers, we were bought with a price and we should not be the servants of men. Thus, debt can hinder our service to God by enslaving us and denying us the freedom to serve as we are needed. Debt is also dangerous because it causes us to presume on our future financial circumstances, but truly we have no control over it. Finally, the interested on the borrowed money often makes the deal very foolish.
    Proverbs 22:7; James 4:13-15
  • As believers, we should repay all our debts and strive to live debt free. The Bible says to “owe no man anything”—meaning we are not to let any debt remain outstanding. We should avoid debt if the circumstance allows it and only borrow after we have considered the risks, sought wise counsel, considered the cost of the repayment plan and if the thing being purchased can by used as collateral for the money borrowed.
    Psalm 37:21; Romans 13:8; Matthew 5:25-26
  • As believers, we should not guarantee (co-sign) a debt for someone else. This means that we shouldn’t promise to pay someone else’s debt if they default on their loan. This is unwise, dangerous and usually only required when the lender feels the borrower won’t repay his loan. Guaranteeing for someone else means you are equally going into debt with them and if both of you can’t repay what was borrowed, they will take everything from you too as payment towards the debt.
    Proverbs 6:1-5; 17:18; 22:26-27; 27:13
  • Sinful Activities—exerting physical and mental effort in a sinful manner to obtain money. For example, the wage of a prostitute is an abomination to God. In the book of Acts, some new believers who used “curious arts” refused to obtain money by selling their “books” because they were evil and instead burned them—loosing a great some of money.
    Deuteronomy 23:18; Acts 19:18-20

Review Questions

  • God designed mankind to do what to earn money?
  • What is the danger of a person who is disinclined to work?
  • What is the motivation of the Christian work ethic?
  • What are three dangerous ways to obtain money?
  • As believers how should we feel about debt and co-signing?

Money (5 of 11) What Is The Biblical Attitude Towards Money?

What Is The Biblical Attitude Towards Money?

The biblical attitude towards money is that of using it to worship God by faith, express our love to God and others and being willing to give more than is necessary or expected. We wisely use all that God has given us with integrity and honor—choosing to be content with our lot in life and using our wealth (money and possession) to lay up treasure in heaven. The following survey through the Bible helps reveal the proper attitudes that we as believers should have towards money.

Worship, Charity And Generosity

  • Wealth (money and possession) is used as a means of worshipping God by faith because everything came from Him and is His. Before the law of Moses was established—meaning there was no specific commands recorded in the Bible for the people of God concerning the use of one’s money and possessions—we discover that one’s wealth (money and possessions) and relationship with God were associated. For example, Abel, by faith, offered unto God a more excellent sacrifice than Cain. Melchizedek and Abraham both recognized the Lord, the most high God, as the possessor of heaven and earth. Abraham gave Melchizedek, who was the priest of the most high God, tithes of all the spoils from the battle he won. Job was a rich man who generously used all He had to serve God and help the poor. He never made his wealth the object of his hope or trust. Thus when he lost everything, he didn’t sin or charged God foolishly.
    Genesis 4:3-7; 14:16-24; Hebrews 11:4, 6, 13; 1 John 3:12; Job 1:1-5, 9-10, 22; 29:12-17; 31:16-28; 39-40
  • Wealth (money and possession) is used as a means of expressing our love to God and others. When the law of Moses was established—(meaning there was specific commands recorded in the Bible for the people of God concerning the use of one’s money and possessions—we discover how God expected His people to manage their finances. For example, they were to obey and worship the Lord their God through four kinds of tithes (Levitical, Priestly, Festival, Charity). There were rules to govern how to make payment back to others who suffered loss in interpersonal relationships or to keep people from taking financial advantage of others or the poor. Giving to God was to be a priority (firstfruits). God even offered to bless them for obedience. They were to “open their hands wide” to the poor and in certain situations they were to furnish others liberally from what God had blessed them with. The year of jubile (every fifty years) was instituted to liberate the people from all kinds of indebtedness and enslavement. This included property, indentured slaves, etc., and it helped moderate the economy and those with financial hardships.
    Exodus 22:1-17; 21-30; 23:3-6; 8-11; 16-19; 25-26; Leviticus 19:9-10; 25:1-55; Numbers 18:20-24; Deuteronomy 12:17-19; 14:22-29; 15:1-23; 26:10-16
  • Wealth (money and possession) is used with a willingness to give more than is necessary or expected. After the law of Moses was established—meaning while the law was relevant—we discover how the attitude towards money was lived out in the lives of the people of God. David showed us that giving opportunities are also opportunities for God to test our hearts to discern the nature of it—do we have an upright heart? David and his people were found upright because the attitudes of their hearts were that of: willingness, joyfulness and generousness. He also acknowledged all that is in the heaven and in the earth is God’s, riches come from God, and everything they offered to God was already God’s and they were just giving back to Him what was already His.
    1 Chronicles 29:1-17

Wisdom, Integrity, Honor And Contentment

  • Wealth (money and possession) is gained through honest means—knowing that it is better to be poor and righteous than rich and wicked. The Psalms teach us that the righteous don’t use their money to take advantage of others (through interest rates on borrowing and lending) for financial gain; they are trustworthy in their borrowing and paying back; they are willing to lend, give and show mercy; it is better to do right than do wrong even if it means financial loss (for we know the righteous aren’t forsaken but are blessed); we will be confronted with financial injustice that is hard to understand but we know that prosperity is not a sign of integrity and that for believers there is nothing upon earth that we desire besides God and even if our flesh and hearts fail God is the strength of our heart, and our portion forever.
    Psalm 15:5; 34:9-10; 37:14-26; 73:1-28; 112:1-10
  • Wealth (money and possession) is used in a way that brings honor to God and a high respect for God affects all our financial decisions. The proverbs teach us that God blesses those who honor Him with their wealth. Honoring God includes having mercy on the poor (knowing that we lend to God and He repays). It also warns of the danger of accruing debt (you become servant to the lender) and the pursuit of wealth (it is vain because all riches are just temporary and can’t satisfy). Finally, it shows the deception of focusing on our financial situation (rich or poor) more than focusing on honoring God in whatever circumstances we find ourselves in.
    Proverbs 3:9-10; 14:31; 19:17; 22:7; 23:4-5; 30:8-9
  • Wealth (money and possession) does not lead to happiness and satisfaction, but it is found in fearing God, keeping His commandments and finding enjoyment in our lot in life. The book of Ecclesiastes tells about King Solomon who had everything that he desired but concluded that all was vanity. Great wealth didn’t bring true contentment, but on the contrary it brought many more problems. He tells us that if you love money and wealth you won’t be satisfied when you get it; the more you have the more others will consume it; riches brings about anxiety and not rest; riches are kept and accumulated but it ultimately leads to our hurt or misfortune; riches can easily be lost through bad work; and all riches will be left behind at death. We avoid the “oppression of riches” by being content in God and enjoy the things He blesses us with. This keeps us occupied with joy in our hearts.
    Ecclesiastes 2:9-11; 5:10-20; 12:13-14

Purpose And Ambition

  • Wealth (money and possession) is dethroned from its idolatrous position in our lives and we use it to lay up treasure in heaven. Jesus tells us that we cannot serve God and money and that our lives don’t consist in the abundance of the things that we possess. We are to serve God and use our wealth to serve God. We are not to use our wealth on this earth to accumulate a great amount of treasure here, but instead use it for God’s purposes (giving to the poor, etc) to lay up treasures in heaven.
    Luke 12:13-21; 33-34; 16:19-31; 18:18-30; 19:5-10

Review Questions

  • Before the law of Moses what was the attitude towards money?
  • What did the law of Moses teach us about money?
  • In the lives of the people of God, what was the attitude towards money?
  • What are the attitudes of wisdom towards money?
  • What attitude does Jesus want us to have towards money?

Money (4 of 11) What Does Living For Heavenly Treasure Mean?

What Does Living For Heavenly Treasure Mean?

Living for heavenly treasure means that we manage all the wealth (money and possessions) that God has given us during our journey as pilgrims here on earth for His honor and glory—thus laying up for ourselves treasure in heaven and not on earth. As stewards and pilgrims we show that we serve God and not money through our giving.

Stewards And Pilgrims

  • Believers are stewards. As stewards, we recognize that God is the sovereign owner of everything, including all of our earthy money and possessions—He makes poor and makes rich—and we are to faithfully manage that which He has put into our care.
    Deuteronomy 8:18; 1 Samuel 2:7
  • Believers are pilgrims. As pilgrims, we recognize that our citizenship is in heaven—God’s kingdom is where our loyalties lie. Therefore, this world is not our home but we are just passing through. We are journeying through this world desiring a better country, that is, a heavenly one. Thus, we live accordingly—sending our treasure ahead.
    John 18:36; Hebrews 11:13-16; Philippians 3:17-21
  • Believers are stewards and pilgrims. As stewards and pilgrims, we recognize and aspire to live by the following principles:
  • Our journey (life) on this earth is short but our destination (eternal life) is forever. Our life is like a vapor that appears for a little time and then vanishes away. Therefore, we only have this life to faithfully use and invest our time and resources.
    James 4:14; 1 Peter 5:10
  • Our journey on this earth will end (death) and when it does we will carry nothing away. Our wealth (money and possession) will all remain on this earth. Therefore, we are to take heed and beware of covetousness because our life on this earth doesn’t consist in the abundance of the things which we possess. We are not to be rich towards ourselves but to be rich towards God—this isn’t a prohibition against wealth but a prohibition against building personal wealth for a life of complacency instead of one that is used in the service of God. We see all money and possessions as tools we can use to serve God but also know that it can be dangerous if we place too much value on them or accumulate too much.
    Psalm 49:16-17; Luke 12:15-21; 2 Peter 3:11
  • Our journey on this earth means that we are continually seeking the kingdom of God and trusting in God to provide our needs. We work hard to build wealth that we use to provide for our families and give to the needy. Therefore, our mindset should not be that of “spenders”—those who spend their wealth for instant satisfaction, nor “savers”—those who save their wealth for future security, but we should have the mindset of “givers”—those who give their wealth towards the service of God and others as they live in the anticipation of Jesus’ return.
    Luke 12:22-40; 1 Timothy 6:17-19

Earthly And Heavenly

  • We live on earth but we live for heaven. As believers, we are to seek those things which are above—where Christ sitteth on the right hand of God. We are to direct our attention and thoughts on things above (Jesus, heaven, rewards), not on things on the earth. Our lives are “hid with Christ in God”—meaning our security and identity are found in Him and nothing else. Jesus is our life and one day we will appear with Him in glory—a place beyond all comparison. This is our hope for the journey as we live this life of trials.
    Colossians 3:1-4; 1 Peter 1:4; Romans 8:18; 2 Corinthians 4:17
  • We gain treasure on earth but invest it in heaven. As believers, we are not to lay up for ourselves treasures upon earth because they have no lasting value (moth and rust doth corrupt; thieves break in and steal). Instead, we are to lay up for ourselves treasures in heaven because they have lasting value (neither moth nor rust doth corrupt; thieves do not break in nor steal). Therefore, true wealth is found not in our treasure (money and possessions) here on earth but in treasure in heaven (rewards from God). God has an unlimited number of treasure to give to those who invest in heaven through using their wealth (money and possessions) to serve God and others.
    Matthew 6:19-20; Luke 12:33; Mark 10:21
  • Grace should results in generosity—which demonstrates our willingness to serve God and not money. Before salvation, wealth (money and possessions) had the wrong place in our lives, but after salvation we dethrone it by obeying God with a life of generosity.
    Luke 3:11-14; 19:8-9; Acts 2:45; 4:32-35
  • God is a rewarder. Our goal is to please God through obeying Him out of love and fear, but also for reward. It pleases God to reward His children with the heavenly treasure He is preparing for them. Thus, if it is good for God to give them rewards, then it is also good for His children to seek them. Jesus is our greatest reward, but we can also enjoy all that God has in store for us and seek after it as He has commanded.
    Deuteronomy 7:9; Hebrews 11:6; 12:28; 2 Corinthians 5:9
  • We guide our hearts by guiding our treasure. The Bible says, “For where your treasure is, there will your heart be also.” The orientation of our hearts—(the “inner person” or the real orientation, belief, motivation and attitude of a person) should be towards heaven and not towards this earth. “Money” is central in our lives—it reveals and reflects what we think is the most important and the most valuable in our lives. It often controls our time and many aspects of our lives (what you do everyday revolves around the money factor). Your heart and your treasure are connected. Wherever your heart is oriented we will find your money there. Wherever your money is, we will find your heart oriented towards it. Therefore, you direct the orientation of your heart by devoting yourself and money—the indicator of what is important—to whatever you think is the most important. Your heart, time and talents all follow where you put your money, thus to orient your hearts towards heaven, you should start using your money for heavenly purposes. Where is your heart/money?
    Matthew 6:21; Luke 12:34
  • We gain wealth to be more generous. Those who live for heaven see God’s material blessings in their lives as a way to be more generous (not to live luxuriously at the expense of others) which produces thanksgiving to God. We don’t ask for poverty or riches less we are deceived by either one and sin against God. Instead, we (1) daily make our financial decisions by faith; (2) choose to be content in our circumstances; (3) give more as God prospers us—thus living for heavenly treasure
    2 Corinthians 9:10-12; Acts 20:35; Proverbs 30:8-9

Review Questions

  • What does it mean to be a steward and a pilgrim?
  • As stewards and pilgrims, we recognize and aspire to live by what principles?
  • We gain treasure on earth but invest it where?
  • We guide our hearts by guiding our what?
  • We gain wealth to be more generous?

Money (3 of 11) What Does It Mean To Be A Steward?

What Does It Mean To Be A Steward?

Stewardship is the responsibility of a person to manage, look after, take care of, supervise, arrange and manage someone else’s wealth (money and possessions). A just steward is characterized by being “faithful”—meaning that he wisely and responsibly managed that which was put into his care. On the contrary, an unjust steward is characterized by being “unfaithful”—meaning that he unwisely and irresponsibly managed that which was put into his care. Biblical stewardship starts with understanding “God’s ownership” and “believers’ management” from the Biblical point of view.

God’s Ownership

  • Ownership is the act, state or right of possessing something. A “steward” needs to know who the “owner” is. As believers, we recognize God as the owner of everything and we are His managers.
  • God is the owner because He is the Creator of everything and repeatedly claims sovereign ownership over everything that He has created; therefore, He is the owner of everything. He never ceases to be the owner over anything that He has created.
    Genesis 1:1; Leviticus 25:23; Deuteronomy 10:14; Psalm 24:1; 50:10-12; 1 Chronicles 29:11-14; Job 41:11; Haggai 2:8
  • God is the owner because He is the Redeemer of all who trust in Him. We are not our own for we were bought with the precious blood of Jesus. As believers, we recognize this fact and yield not only our bodies, but our whole lives, including our money and possessions to God. We concluded: “Everything I have belongs to God, not me.”
    1 Corinthians 6:19-20

Believers’ Management

  • Management is the process, responsibility and administration of controlling the wealth (money and possessions) of another. A “steward” needs to know what the “owner” has entrusted to him. As believers, we recognize that everything thing we posses is God’s and it is our responsibility to manage it according to His will.
  • Managing what God has given us is a limited opportunity (we only have one life), an unpredictable finish (we don’t know when it will end) and we will be held accountable (will we be found faithful). This is seen in a parable Jesus told of a certain rich man which had a steward. The steward was guilty of wasting the rich man’s goods. The rich man confronted the steward about this and told him to give an account of his stewardship (to settle the accounts).
    Luke 16:1-2
  • Managing what God has given us means to use it wisely. In the same parable, the steward used the remaining time he had to settle the accounts with his master’s debtors. But he knew he didn’t have any friends and wouldn’t have a place to go after he lost his job, so he discounted their debts so that they would be favorable to him and receive him into their houses when he lost his job. His boss might have been outwitted by his steward’s actions, but he praised him for acting with great practical wisdom. Jesus then tells us that unbelievers are often more wise about taking care of their earthly wealth than believers are about their heavenly wealth—meaning that believers need to have greater foresight and wisdom about their stewardship.
    Luke 16:3-8

Strategic Foresight

  • Believers are to manage what God has given them with strategic foresight. Just like the man in the parable shrewdly used his master’s wealth to “make friends” who would in return receive him into their houses when he needed it, we as believers are also called to do the same but with a heavenly focus. By faithfully and wisely using the means of “unrighteous wealth (earthly wealth)”—meaning by properly using our money and possessions here on earth that God has entrusted us with according to His will, we not only glorify God but also accumulate eternal rewards in heaven.
    Luke 16:3-9
  • We are to invest in souls. One of the ways that God wants us to use our money and possessions is by investing it into the work of God and gospel ministry that sees souls saved (make friends). Then when we arrive in heaven (everlasting habitations) those who were influence by our “investments into the work of God” will be there to receive or welcome us.
    Luke 16:9
  • We are to invest in true riches—treasures in heaven. Our focus is towards heaven, thus we are working to lay up treasures in heaven and not material wealth here on earth. All earthly treasure will one day be ruined, but heavenly treasure will last forever.
    Luke12:33; 16:11; 18:22; Matthew 6:19-20

Unwavering Faithfulness

  • If you are a believer, then you are also a steward of everything that God has given you. God has entrusted you with money and possessions here on this earth and your are responsible to be faithful stewards of them. It starts with being faithful with the little you have—meaning stewardship isn’t just for those who are rich, but it is for every believer and it includes everything you have no matter how much or how little. Therefore, the problem is not “how much do we have,” but “what are we doing with what we do have?” If we are unfaithful with our worldly wealth then how can we expect God to bless us with true riches? Have you been faithful in that which is God’s—all your money and possessions?
    Luke 16:10-13
  • If you are a believer, then you are also a servant of God—not money. Only one can be your master. The more that you love and are devoted to money the more you will hate and despise God—your fellowship with God will be hindered. Therefore, believers are called to have an unwavering faithfulness to love and be devoted to God (which results in hating and despising the idolatrous place of money in our lives). The way to serve God rather than money (mammon) is to faithfully use our money and possessions for the work of God and to serve others as the Bible commands. This means that we recognize: (1) God as the Owner of everything; (2) we are called to manage everything that God has given us; (3) we are committed to being stewards of unwavering faithfulness.
    Luke 16:13

Review Questions

  • What is stewardship?
  • Who owns everything—including your money and possessions?
  • What are believers supposed to manage?
  • How much do I have to have to be a Christian Steward?
  • What is strategic foresight and unwavering faithfulness?

Money (2 of 11) What Should Be The Role Of Money In Our Lives?

What Should Be The Role Of Money In Our Lives?

The role of money in our lives should be that of servitude and not domination. Money is a neutral medium that that is required for us to use in our daily lives, but we should use it for good and not for bad. We are not to love it and serve it as an idol, but to serve God and use money in a manner that glorifies Him.

Understanding What Money Is

  • Money is the “medium” that has an established value to be used in exchange for something that, at least, two sides are willing to agree upon (payment for work, purchase of items, etc) and is widely accepted because its “all-purpose” exchangeability and usability. Money also includes our assets, property and resources that are in our possession and that have a certain value and can also be used for the same exchange purposes, but is more narrow in exchangeability and usability. Therefore, the “medium of money” is often more desired because of its ascribed value to almost everyone, where the “the money of possessions” is only valuable to those interested in the possession. Together, they equal the amount of a person’s wealth.
  • Money is powerful because it is the “means” by which we obtain things that we need and want. Since money is so powerful it is a major subject referred to in the Bible. Its influence appeals to our sinful hearts and directly fights against God to be the master who sits on the throne of our lives. God, through His word, teaches us how to not allow money to control our lives, but instead how to control money and use it to glorify and worship Him. We cannot equally love both. We cannot equally be devoted to both. Each day we have to choose who we will serve and allow to guide our lives, God or money.
    Matthew 6:24
  • Money is neutral, meaning that it isn’t good or bad in itself. It can be used as a tool for good or for bad. The Bible tells us that where our treasure is, there will our heart be also. Therefore, the way that we understand, manage and think about money effects the orientation of our hearts. They are connected. You lead your heart by devoting money to whatever you think is most important. So we need to ask some hard questions: Where is your investment? Where is your treasure? Is it here on earth or in heaven?
    Matthew 6:21

Understanding The Peril Of Money (Domination)

  • The first danger of money is the “love of money” because it is the root of all kinds of evil, meaning it leads to many types of errors and sins. Rich people often fall into many problems because they often have a love for money that causes them to make many foolish decisions. Believers should flee from the love of money and follow after righteousness, godliness, faith, love, patience and meekness. Some of these “evils” are:
    1 Timothy 6:9-11
  • Idol Worship—The love of money leads to establishing money as an idol in our hearts. It becomes the thing granted the supreme importance, influence and/or admiration in our lives. This is seen by: (1) worshipping money—meaning we have a deep affection for it and how we can get more of it; (2) having confidence in money—meaning we have a firm belief of security because of our abundance of money; (3) submitting to money—meaning we have a strong coercion to submit to money like a slave does to a master. But money is an imitation and phony god that hinders people from believing and serving Jesus. As believers, we are to have no other gods before the Lord.
    Ezekiel 14:3-6; Exodus 20:3; Matthew 13:22; Luke 16:14; 18:18-30
  • Greed—The love of money leads to an intense and selfish desire for wealth, often at the expense of others. Most people have a problem with greed (although most people will deny it) because they think it equals happiness or success in life. It is this excessive desire to posses more and more and not finding contentment in what really matters. Thus greed leads to establishing money as an idol of the heart. As believers, we are to put to death this idol of the heart and serve the one and only true God.
    Colossians 3:5; Ephesians 5:5
  • Identity Fraud—The love of money leads to finding our identity in what we posses. This means that our self-worth and financial-worth are wrongly connected, thus leading us to wrongly believe that the more we have the better we are and the less we have the worse we are. But the Bible teaches that our lives don’t consist in the abundance of the things that we have. Instead, as believers, our lives are hid with Christ in God—meaning that our identity is found in Jesus and with this security of being accepted by God we should seek those things which are above and set our affection on things above, not on things on the earth.
    Luke 12:15; Colossians 3:1-4
  • Materialism—The love of money leads to placing a greater value on possessions and comfort more than spiritual matters. This is the love of things and the determination to obtain them to try and satisfy our craving for happiness and contentment. As believers, we are to realize that we brought nothing into this world, and it is certain we can carry nothing out, thus we are to live godly lives and be content with food and clothing.
    1 Timothy 6:6-8; Hebrews 13:5
  • The second danger of money is the complete “hatred of money” or asceticism. This sees any kind of wealth (money and possessions) or anything of this world as inherently evil and therefore tries to avoid them. It sees our material circumstance as an indicator of how “godly” we are—with poverty as a sign of holiness. This is misguided because everything God created should be received with thanksgiving and used for the glory of God. Believers are commanded to work, make money and be godly stewards of it.
    1 Timothy 4:3-5; 1 Corinthians 10:31

Giving Money Its Proper Role In Our Lives (Servitude)

  • God should be first in our lives. Through the power of God even the most wealthy person can come to a saving knowledge of Jesus. That means they are willing to repent of their “idol of money” and turn to the living and true God by faith. Since they no longer serve money, they start using their wealth to serve God and obey His word.
    Luke 19:1-10
  • We should be good stewards of our wealth. We use it to serve and befriend others, knowing that one day all wealth will fail but that God will eternally reward those who were faithful with the money and possessions He had entrusted them with.
    Luke 16:1-11

Review Questions

  • What is money?
  • Why is money powerful?
  • Is money good, bad or neutral? Why?
  • What is the danger of money?
  • What is money’s proper role in our lives?